How it works

How works

1. Browse offers

Explore our curated list of credit cards and financial products. Each offer shows the exact cashback you will receive.

2. Apply through us

Click Apply and fill in your details. We generate a unique tracked link so your application is attributed to you automatically.

3. Get approved

Complete the application on the issuer's website. Approval timelines vary by product — typically 7–30 days.

4. Earn cashback

Once the issuer confirms your approval, your cashback is credited to your EarnHalf wallet.

5. Withdraw anytime

Withdraw to UPI, IMPS, or Paytm — no minimum balance required.

6. Refer & earn more

Share your referral link. When a friend applies and gets approved, you both earn a bonus.


Tip: Keep notifications on so you never miss a status update.